If you have a less-than-perfect credit score, you are surely acquainted with the troubles a low credit score can cause.

Trying to get a loan to buy a new car?

Fuggetaboutit! 

But don’t worry, with a bit of knowledge and guidance you can begin to improve your credit score today.

Here’s how to get started:

First, you’ll want to review your credit reports. 

Pull a report from each of the three major credit bureaus: 

Equifax, Experian, and TransUnion.

You can do this free once a year online. 

Once you’ve pulled them, check your reports for any negative entries that could be hurting your credit score.

These would include but are not limited to late payments, high balances on your cards, collections, car repossessions, mortgage foreclosures, or bankruptcies. 

Once you have determined what may be causing the problem, you can begin to correct your negative credit. 

If you can, pay down your revolving credit, and call the appropriate parties to have any incorrect or incomplete information removed. 

Removing this information can be done on your own, but requires a lot of time and energy, so we recommend enlisting a reliable credit repair service. 

A good credit repair service will help you review your credit reports, so you can understand, digest, and action the information on those reports.

A good credit repair service will also perform the heavy lifting when it comes to contacting the credit bureaus to correct the false information. 

Good thing that we are one, right? ;)

If you would like information on how to improve your credit, or professional assistance in repairing your credit score, feel free to drop by our office or reply directly to this email to get in touch with us :)